Kredivo stands out as the epitome of flexible payment solutions, offering a range of options that cater to various financial needs. Whether you're looking to finance products or manage emergency expenses, Kredivo's versatility shines through. Here's how:
- **Product Financing with Installment Payments:** Kredivo allows you to pay later with flexible installment options ranging from 1 month to 24 months (1, 3, 6, 12, 18, and 24 months). This flexibility makes it easier to manage larger purchases without immediate financial strain.
- **Interest Rate:** Enjoy 0% interest when you opt for payments within 30 days or in 3-month installments. For longer terms of 6, 12, 18, and 24 months, premium account holders can benefit from rates starting at just 1.99% per month, with a maximum annual rate of 41.51%. This competitive structure ensures affordability across different payment plans.
- **Limit:** Kredivo provides a generous credit limit of up to IDR 50,000,000, giving you the freedom to cover substantial expenses.
- **Simulation:** Consider a purchase of IDR 2,000,000 with a 12-month installment plan. With Kredivo's 1.99% monthly interest rate, your monthly repayment would be IDR 206,480, totaling IDR 2,477,760 over the term. This example illustrates the clear and manageable repayment structure Kredivo offers.
If you're looking to shop on installment without a credit card, need quick loans for emergencies, or have faced rejections from traditional credit applications, Kredivo is your go-to solution. As an online credit line provider, Kredivo not only offers installment plans but also personal loans through KrediFazz, all accessible through a streamlined digital platform.
Kredivo's application process is remarkably efficient, evaluating your creditworthiness in real-time. Registering takes just 5 minutes, and approval follows shortly after. Once approved, you can instantly start shopping on installment at over 4000 merchants, including Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, and McDonald's, with just two clicks.
Whether you're in the market for a new mobile phone, flight tickets, furniture, or fashion items, Kredivo enables you to buy now and pay later at your favorite merchants like Garuda Indonesia, Batik Air, Citilink, and AirAsia, without needing a credit card or down payment.
Beyond shopping, Kredivo's app allows you to pay utility bills, purchase pulsa/data packages, gaming/streaming vouchers, and even gasoline. Additionally, you can access quick cash advances from KrediFazz via Kredivo, available in 3, 6, and 12-month installments, ensuring you're covered for any financial need.
Kredivo truly embodies flexibility with its #Sefleksibelitu tagline. Here are three more compelling reasons to choose Kredivo:
- **Simpler and Faster:** Apply online by uploading your KTP through the Kredivo app—no salary slip needed. The approval process is swift, allowing you to buy your dream items on credit or secure instant loans from KrediFazz without any hassle.
- **Safe and Secure:** Your data is protected with encryption, and Kredivo is licensed and regulated by OJK, ensuring a secure and credible service.
- **0% Interest & Without Down Payment:** Kredivo offers some of the market's lowest interest rates and charges no down payment for its services, making it an attractive option for managing your finances.
For more detailed information, please refer to the General Product and Service Information Summary (RIPLAY) at www.kredivo.id. If you have any feedback, feel free to email us at [email protected] or call 0804-1-573348.
Our business address is Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260. The customer service office is located at Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430.
What's New in the Latest Version 3.48.0
Last updated on Oct 17, 2024
Minor bug fixes and improvements. Install or update to the newest version to check it out!
