Welcome to the **NO.1 digital banking savings bank**! We're thrilled to offer you a comprehensive suite of financial services including deposits, cards, loans, credit management, life services, and the unique 'Well-Bang' benefits. As the leading digital banking platform in the savings bank sector, we take pride in being No. 1 in cumulative app downloads and users, based on App Annie data as of December 31, 2023.
**Experience 'Well-Bang Walking Savings'** where you can earn up to 10% annual interest simply by walking. We provide preferential interest rates based on the number of steps you achieve within the subscription period. Plus, enjoy a **WELCOME** preferential interest rate of up to 7% per year on your first transaction. New customers who open an account will benefit from a special interest rate for their first 30 days.
**Struggling with asset and liability management?** Our 'Welcome My Data' service can help. We've facilitated an impressive total of KRW 8,334.98 million in savings through our nationwide interest reduction project as of March 14, 2024. We collect and manage all your debts and advise you on potential transfer loans. Additionally, our 'credit weather' tool helps you monitor your credit management status effortlessly.
**Open an account easily and conveniently** at any time—yes, even in the early morning hours. No public certificate? No problem! Use pattern or fingerprint authentication along with a 6-digit authentication number. We also offer dedicated accounts tailored for payers, office workers, and bosses, each with special benefits.
**Don't miss out on exclusive 'Well-Bang Lounge' benefits**. Walk to earn daily rewards—loan customers can receive up to 100 won per day and up to 3,000 won per month, while receiving customers can get up to 40 won per day and up to 1,240 won per month. Try your luck with 'Well-Bang Lotto' by guessing 6 numbers from 0 to 9, or play 'Well-Bang Odd or Even' for weekly prizes.
**Simplify your financial life** with our seamless services. Easily transfer funds by pressing and holding the account card you want to withdraw from, then dragging it to the account card you want to deposit into. Get a complete overview of your total assets, detailed status, and savings goals on one convenient page. Check your car's price with just its license plate number, and automate your utility bill payments with our 'Automatic Payment' service. Curious about your credit score? Our 'free credit management' service provides insights without affecting your credit score.
**Stay secure with our electronic financial fraud prevention services**. We offer PC designation, 2-channel authentication, and one-time authentication number services, following the guidelines set by the Financial Supervisory Service.
Product Information
**[Well-Bang Working Savings]**
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Monthly payments between 10,000 won and 200,000 won
- Interest payment: Lump sum at maturity
- Basic interest rate: 1.0% per year + preferential interest rate up to 9.0% per year
- Preferential interest rate conditions:
- Differential payment based on annual step count (up to 8.0%):
- 1 million steps: 1.0%p per year
- 2 million steps: 2.0%p per year
- 3 million steps: 3.0%p per year
- 4 million steps: 8.0%p per year
- Automatic transfer through our bank account at least 6 times: 1.0%p
- Differential payment based on annual step count (up to 8.0%):
**[WELCOME first transaction preferential term savings]**
- Subscription target: Individual customers
- Contract period: 12 months
- Payment amount: Monthly payments between 10,000 won and 200,000 won
- Subscription conditions: Within 30 days from the first opening deposit subscription
- Interest payment: Lump sum at maturity
- Basic interest rate: 3.7% per year + preferential interest rate up to 3.3% per year
- Preferential interest rate conditions:
- Automatic transfer through our bank account at least 8 times: 1.8%p per year
- Average deposit/withdrawal account balance of 500,000 won or more: 1.5%p per year
**Common precautions:** In accordance with the Depositor Protection Act, this deposit is protected up to "50 million won" per person (combined with other protected products of this mutual savings bank), including the principal and a certain amount of interest. Always review the product description and terms before signing the contract. You have the right to a thorough explanation of the product, so ensure you understand everything before proceeding. Note that interest rates are subject to change; please check our website or app for the latest information.
Customer Center Operating Hours
- Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
- Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
- Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
- Financial fraud reporting night call center: 02-397-8600/8800
Well-Bang App Permissions and Purposes
**Required Access Rights:**
- Storage Space: For storing joint certificates, checking for OS tampering, submitting documents, and storing photos and supporting documents.
- Phone: For identity and device verification, and consultation calls.
- App Activity: To collect app information and detect malicious apps, preventing electronic financial transaction incidents.
**Optional Access Rights:**
- Contacts/Address Book: For contact transfer, sending SMS, purchasing coupons, and recommending friends. Functionality may be limited if not granted.
- Camera: For photo identification, face authentication, and document submission. Functionality may be limited if not granted.
- Photos and Videos: For saving and collecting photos submitted as supporting documents. Functionality may be limited if not granted.
- Notification: To receive important notices, event, and promotion updates. Functionality may be limited if not granted.
Items for Investigation of Credit Disorderly Conduct
- Malicious app detection information and diagnostic information on detected malicious apps
Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)
What's New in the Latest Version 3.4.9
Last updated on Oct 22, 2024
- Improved app usage environment and stability
